Understanding roofing warranties can be a bit complex, but they are crucial for protecting your investment. Typically, these warranties cover manufacturing defects in the roofing system but not damage due to storms or other kinds of weather. In this post, Ken Morton & Sons LLC delves deeper into the specifics of roofing warranties and clarifies some grey areas for you.
Understanding Roof Warranties
Most roof warranties cover manufacturing defects that may occur during the warranty period. However, damage due to environmental factors is not typically included. Severe storm damage is considered an “act of God” and not necessarily a defect in the manufacturing process. As such, needed repairs by roofing contractors are usually not covered by a warranty.
Is Homeowners Insurance an Option?
If your roof sustains damage due to a storm, you may be able to cover all or part of the repair costs with your homeowners insurance. Storm coverage is a standard part of most homeowners insurance policies. As such, ensure yours is up to date in case of emergency.
It’s also crucial to contact your insurance provider before you begin the repair process with a GAF Master Elite® roofer. This way, you can fully understand what is and is not covered.
Other Warranty Exclusions
A few other warranty exclusions are common. These usually include pre-existing damage and damage caused by faulty construction or installation. It’s essential to read through the terms and conditions of your roofing warranty. Be familiar with its parameters to ensure you know what is and is not covered. Typically, neglect of regular maintenance, installation errors, damage from animals or rodents, and damage caused by a third party, such as a tree-trimming service, are excluded from warranty coverage.
Covering Your Bases With Extended Coverage
It’s also a great idea to consider purchasing an extended roofing warranty. Many roofers offer products specifically designed to protect your roof from certain kinds of damage, such as high winds, hail and puncturing. These extended warranties cover damage that isn’t typically part of a standard roofing warranty.
Matters involving insurance and storm damage can be a bit complex. However, having a basic understanding of these concepts can save you from future hassle. Reach out to Ken Morton & Sons LLC for your roofing warranty concerns. We also provide top-notch siding repair services. Call (856) 582-8800 or fill out our contact form to schedule a consultation.